When disaster strikes, your immediate concern will be your safety and the safety of those you care about. Once the immediate danger passes, however, having your financial and medical records and important contact information will be crucial to help you start the recovery process quickly. Taking time now to safeguard these critical documents will give you peace of mind, ensure you have access to essential medical and prescription information, and help you avoid additional stress during the difficult days following a disaster.
In addition, take the time now to think about the priceless personal items you would want to protect from damage or take with you if you had to suddenly evacuate your home.
The first step is to take an inventory of your household documents, contacts, and valuables. The overview checklist below will get you started. Then download the Emergency Financial First Aid Kit (EFFAK), available at www.ready.gov/financialpreparedness, for more detailed instructions.
Household Identification
Think about the documents you would need to identify yourself and your household members, including children and pets, your relationships, or status.
- Vital records (birth, marriage, divorce certificate, adoption, child custody papers)
- Passport, driver’s license, Social Security card, green card, military service identification, other
- Pet ownership papers, identification tags
Financial and Legal Documentation
- Housing: lease or rental agreement, mortgage, home equity line of credit, deed
- Vehicle: loan documents, VIN, registration, title
- Other Financial Obligations: utility bills, credit cards, student loans, alimony, child support, elder care, automatic payments such as gym memberships
- Financial Accounts: checking, savings, debit cards, retirement, investment
- Insurance Policies: homeowners, renters, auto, life, flood, appraisals, photos, and lists of valuable items
- Sources of Income: pay stubs, government benefits, alimony, child support
- Tax Statements: Federal/state income tax returns, property tax, vehicle tax
- Estate Planning: will, trust, power of attorney
Medical Information
- Health/dental insurance, Medicare, Medicaid, VA health benefits
- List of medications, immunizations, allergies, prescriptions, medical equipment and devices, pharmacy information
- Living will, medical power of attorney
- Caregiver agency contract or service agreement
- Disabilities documentation
- Contact information for doctors/specialists, dentists, pediatricians, veterinarians
Emergency or Hotline Contact Information
- Employers/supervisors
- Schools
- Houses of worship
- Social service providers
- Homeowners Associations
- Home Repair Services: utilities, plumber, roofer, carpenter, electrician
Valuables and Priceless Items
- Priceless personal mementos, family photos, and keepsakes
- Possessions with monetary value, including jewelry, art, and collectibles
Protect Your Documents and Valuables
- Consider storing paper copies of important documents at home in a fireproof and waterproof box or safe, in a bank safe deposit box, or with a trusted friend or relative. If you are using a safe deposit box, you may want to ask your bank or check state laws to confirm who can and cannot access the safe deposit box if the lessee dies or is incapacitated.
- Store electronic copies of important documents in a password-protected format on a removable flash or external hard drive in your fireproof and waterproof box or safe, or consider using a secure cloud-based service.
- Think about where you store valuable belongings and ways to better protect these items. If you have valuable items stored in a basement, you may want to move them to a higher location and put them in waterproof containers to avoid water damage. Or you may want to keep small items in a flood/fireproof home safe. You may also want to secure items that are displayed on shelves or walls if your home may be subject to high winds or earthquakes.